Bank Index
Associated Bank
Commercial bank · Green Bay, United States
Associated Bank, National Association is an OCC-chartered national bank based in Green Bay, Wisconsin and owned by Associated Banc-Corp. It held USD 51.8 billion of assets and USD 40.1 billion of deposits at 30 June 2026 across 218 offices. Business services are offered in nine midwestern states. For companies it sells Business Access Checking with no monthly maintenance fee, analyzed checking with earnings credits, treasury management through the Associated Connect platform, business and commercial credit cards, and foreign exchange through FX Manager, which trades more than 100 currencies with spot, forward, window and swap contracts.
- Legal name
- Associated Bank, National Association
- Regulated by
- Office of the Comptroller of the Currency (national bank charter), FDIC (deposit insurance, certificate 5296)
- Licence confirmed
- yes, on a regulator's own list
- Established
- 1874
- Website
- www.associatedbank.com
Scores, 0 to 10
7.5Lowest fees
Business Access Checking carries no monthly maintenance fee and no minimum balance, opens with USD 100 and includes 50 free item transactions a month. · source
7.5Financial strength & stability
USD 51.8 billion of assets and USD 40.1 billion of deposits at 30 June 2026, an OCC national charter dating to 1874 and FDIC insurance under certificate 5296. · source
7.0United States
OCC national bank charter with 218 offices and USD 40.1 billion of deposits at 30 June 2026, serving business customers in nine midwestern states. · source
6.5Business cards (Visa, Mastercard)
Business Cash Preferred pays 3% cash back on gas, EV charging, cell phone, office supply and dining purchases, and the One Card and Commercial Rewards Card carry corporate liability with no personal guarantee and no annual fee. · source
6.0Cross-border payments, FX and multi-currency accounts
FX Manager gives real-time quotes in more than 100 currencies with spot, forward, window and swap contracts and international wires in over 100 currencies, but no margin is published and deposit accounts stay in US dollars. Associated Connect combines liquidity and deposit solutions with automated sweeps, analyzed checking that offsets fees with earnings credits, fraud tools, commercial card programmes and FX Manager in one platform. · source
6.0Customer satisfaction
The Trustpilot page holds only five reviews, too few to quote. The usable sample is the App Store, where Associated Bank Digital is rated 4.8 out of 5 from 71,401 ratings, though that is the consumer app. · source
5.0Fast digital onboarding
Opening a business account needs an SSN or EIN plus documents verifying business registration and authority, and the online form hands the applicant to a business banker rather than opening the account instantly. · source
5.0On-ramp: buy crypto with fiat
Evidence is thin: Associated Bank publishes no rule on business payments to crypto exchanges and no reports of blocked transfers were found, checked September 2026. · source
5.0Off-ramp: crypto to fiat in a business account
Evidence is thin: no source-of-funds process for crypto proceeds is published and no reports of returned exchange wires were found, checked September 2026. · source
4.5Best interest on business balances
Business Access Checking gives access to preferred money market rates and treasury management offers automated sweeps and analyzed checking with earnings credits, but no rate is published on either page. · source
4.5Trade, manufacturing & import-export
The bank publishes currency hedging strategies, international wires in over 100 currencies and local-currency quoting for overseas customers, but its letters of credit page returns an error so no documentary trade terms are readable. · source
4.0Online businesses: e-commerce and SaaS
Receivables solutions and commercial card programmes exist, but the bank publishes no foreign-currency collection accounts or marketplace payout product for online sellers. Associated Connect offers online treasury banking and the Business Cash Preferred card gives a USD 100 annual software credit, but there are no foreign-currency receiving accounts and no published banking API for software companies. · source
4.0Startups & VC-backed companies
Business Access Checking is described as suited to new and small business owners, but no venture debt, cap table integration or founder programme is published. · source
3.0Crypto-friendly bank
The business and commercial banking pages describe checking, treasury, card and foreign exchange products and publish no policy on banking crypto exchanges, brokers or miners. · source
3.0Fintech companies that need a partner bank
The commercial range covers payables, receivables, liquidity and fraud services and publishes nothing on safeguarding accounts, BIN sponsorship or agency banking for payment firms. · source
3.0High-risk verticals (iGaming, cannabis, adult, forex)
The bank publishes no policy on gambling, cannabis, adult or foreign exchange broker clients in its business or commercial banking pages. · source
2.5Foreign-owned & non-resident companies
Account opening requires an SSN or EIN and US business registration documents, and business services are listed only for nine midwestern states. · source
1.0Crypto wallet and custody for a business
Associated Bank's treasury management pages cover payables, receivables and liquidity with no crypto custody, and its published view on crypto is a 2022 article by its investment chief calling himself a skeptic, checked September 2026. · source
1.0Accept crypto payments
No crypto or stablecoin acceptance in Associated Bank's receivables or merchant services, checked September 2026. · source
1.0Bitcoin
No bitcoin product at Associated Bank; its bitcoin content is investor education, including a 2022 article that stays skeptical of crypto, checked September 2026. · source
1.0Ethereum
No ether product for business clients at Associated Bank, checked on its commercial pages September 2026. · source
1.0Stablecoins (USDC, USDT and others)
No stablecoin accounts, payouts or settlement role at Associated Bank, checked on its commercial pages September 2026. · source
Sources
- FDIC BankFind: Associated Bank, National Association, certificate 5296
- Associated Bank Business Access Checking
- Associated Bank treasury management services
- Associated Bank foreign exchange for corporate and commercial banking
- Associated Bank business credit cards
- Associated Bank commercial credit cards
- Trustpilot: Associated Banc-Corp
Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.