Bank Index

Applied Bank

Bank · Wilmington, United States · overall 5.3 / 10

Open in Bank Index

How this 5.3 is built

Average of 6 scored needs: 5.3. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

Applied Bank is recorded in the global register as a bank in Wilmington, United States. The register shows its licence as licensed. Total assets 0.27 bn USD at 2026-06-30. It reports 2 offices. Established 1996. Collected from open registers.

On its own website: “Applied Bank is Delaware's #1 Rated Bank and personal and business banking services and products”

Legal name
Applied Bank
Licence confirmed
yes, on a regulator's own list
Established
1996
Website
appliedbank.com

Scores, 0 to 10

8.5Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Cross-border payments, FX and multi-currency accounts
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Best interest on business balances
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
5.0Trade, manufacturing & import-export
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
4.5Fast digital onboarding
Holds a banking licence, so it can hold deposits and run payments; the actual terms have not been checked yet. · source
3.5Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Monthly Service Fee $20” · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.