Bank Index

American Spirit FCU

Credit union · Newark, United States · overall 2.5 / 10

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How this 2.5 is built

Average of 12 scored needs: 2.5. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. Scores set by its kind of institution.

American Spirit is recorded in the global register as a credit union in Newark, United States. Total assets 0.07 bn USD at 2026-03-31. Collected from open registers.

On its own website: “American Spirit Federal Credit Union is a not-for-profit, member-owned financial cooperative providing lending, savings, checking, & financial services to Newark, Dover and Middletown DE.”

Legal name
American Spirit
Licence confirmed
not confirmed yet
Website
www.americanspirit.org/

Scores, 0 to 10

6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
5.5Lowest fees
A credit union serves a defined membership in one area and does not sell international business banking. · source
5.5Best interest on business balances
A credit union serves a defined membership in one area and does not sell international business banking. · source
4.0Fast digital onboarding
A credit union serves a defined membership in one area and does not sell international business banking. · source
4.0Financial strength & stability
Financial strength placed by total assets from the public register. · source
2.5Business cards (Visa, Mastercard)
A credit union serves a defined membership in one area and does not sell international business banking. · source
2.0Startups & VC-backed companies
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.5Crypto-friendly bank
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.5Fintech companies that need a partner bank
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.5Online businesses: e-commerce and SaaS
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0Cross-border payments, FX and multi-currency accounts
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0Trade, manufacturing & import-export
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0Foreign-owned & non-resident companies
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0High-risk verticals (iGaming, cannabis, adult, forex)
A credit union serves a defined membership in one area and does not sell international business banking. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.