AMERICA'S is recorded in the global register as a credit union in GARLAND, United States. The register names NCUA as its regulator and shows the licence as active. Total assets 0.43 bn USD at 2026-06-30. Collected from open registers.
On its own website: “Americas Credit Union offers loan and deposit products to individuals and businesses in Texas and Missouri.”
Scores, 0 to 10
7.5Financial strength & stability 6.0United StatesLicensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet.
5.5Lowest feesThe account escapes its monthly charge only on a condition the bank sets, so the price depends on the balance a business keeps. It reads: “Open with just $250 No monthly service charge fees if you keep at least $2,500 in your account (may vary based on account) Earn extra money every mont” ·
source 5.5Best interest on business balancesA credit union serves a defined membership in one area and does not sell international business banking.
4.0Fast digital onboardingA credit union serves a defined membership in one area and does not sell international business banking.
2.5Business cards (Visa, Mastercard)A credit union serves a defined membership in one area and does not sell international business banking.
2.0Startups & VC-backed companiesA credit union serves a defined membership in one area and does not sell international business banking.
1.5Crypto-friendly bankA credit union serves a defined membership in one area and does not sell international business banking.
1.5Fintech companies that need a partner bankA credit union serves a defined membership in one area and does not sell international business banking.
1.5Online businesses: e-commerce and SaaSA credit union serves a defined membership in one area and does not sell international business banking.
1.0Cross-border payments, FX and multi-currency accountsA credit union serves a defined membership in one area and does not sell international business banking.
1.0Trade, manufacturing & import-exportA credit union serves a defined membership in one area and does not sell international business banking.
1.0Foreign-owned & non-resident companiesA credit union serves a defined membership in one area and does not sell international business banking.
1.0High-risk verticals (iGaming, cannabis, adult, forex)A credit union serves a defined membership in one area and does not sell international business banking.
Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.