Bank Index

AFFINITY PLUS

Credit union · Saint Paul, United States · overall 2.6 / 10

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How this 2.6 is built

Average of 12 scored needs: 2.6. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

AFFINITY PLUS is recorded in the global register as a credit union in Saint Paul, United States. The register names NCUA as its regulator and shows the licence as active. Total assets 5.05 bn USD at 2026-06-30. Established 1972. Collected from open registers.

On its own website: “Affinity Plus Federal Credit Union offers full-service personal and business banking: checking and savings accounts, loans, credit cards, and more.”

Legal name
AFFINITY PLUS
Regulated by
NCUA
Licence confirmed
yes, on a regulator's own list
Established
1972
LEI
549300NL3JN3ABDPH257
Website
affinityplus.org

Scores, 0 to 10

6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet. · source
6.0Financial strength & stability
· source
5.5Best interest on business balances
A credit union serves a defined membership in one area and does not sell international business banking. · source
4.5Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “$15 monthly maintenance fee” · source
4.0Fast digital onboarding
A credit union serves a defined membership in one area and does not sell international business banking. · source
2.5Business cards (Visa, Mastercard)
A credit union serves a defined membership in one area and does not sell international business banking. · source
2.0Startups & VC-backed companies
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.5Crypto-friendly bank
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.5Fintech companies that need a partner bank
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.5Online businesses: e-commerce and SaaS
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0Cross-border payments, FX and multi-currency accounts
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0Trade, manufacturing & import-export
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0Foreign-owned & non-resident companies
A credit union serves a defined membership in one area and does not sell international business banking. · source
1.0High-risk verticals (iGaming, cannabis, adult, forex)
A credit union serves a defined membership in one area and does not sell international business banking. · source

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.