Bank Index

ADVANTAGE

Credit union · Newton, United States · overall 2.9 / 10

Open in Bank Index

How this 2.9 is built

Average of 12 scored needs: 2.9. Regulation in United States: 87/100 (World Bank governance indicators). Licence confirmed by a regulator's own list. 2 scores backed by filings or its own pages.

ADVANTAGE is recorded in the global register as a credit union in Newton, United States. The register names NCUA as its regulator and shows the licence as active. Total assets 0.11 bn USD at 2026-06-30. Collected from open registers.

On its own website: “Advantage Credit Union is Jasper County's #1 Financial Institution! Discover the credit union difference at ACU!”

Regulated by
NCUA
Licence confirmed
yes, on a regulator's own list
Website
acuiowa.org

Scores, 0 to 10

7.5Financial strength & stability
· source
6.0United States
Licensed and operating in its home country per the register entry; the depth of its offer here has not been checked yet.
6.0Lowest fees
The bank's own page names the monthly account charge. Transfer and card prices were not read on that page, so this score speaks only for the monthly charge. It reads: “Advantage Plus Earn monthly interest on this checking account with a minimum opening deposit of $2,000. Minimum balance to avoid a $5.00 monthly fee is $1,000. You can ac” · source
5.5Best interest on business balances
A credit union serves a defined membership in one area and does not sell international business banking.
4.0Fast digital onboarding
A credit union serves a defined membership in one area and does not sell international business banking.
2.5Business cards (Visa, Mastercard)
A credit union serves a defined membership in one area and does not sell international business banking.
2.0Startups & VC-backed companies
A credit union serves a defined membership in one area and does not sell international business banking.
1.5Crypto-friendly bank
A credit union serves a defined membership in one area and does not sell international business banking.
1.5Fintech companies that need a partner bank
A credit union serves a defined membership in one area and does not sell international business banking.
1.5Online businesses: e-commerce and SaaS
A credit union serves a defined membership in one area and does not sell international business banking.
1.0Cross-border payments, FX and multi-currency accounts
A credit union serves a defined membership in one area and does not sell international business banking.
1.0Trade, manufacturing & import-export
A credit union serves a defined membership in one area and does not sell international business banking.
1.0Foreign-owned & non-resident companies
A credit union serves a defined membership in one area and does not sell international business banking.
1.0High-risk verticals (iGaming, cannabis, adult, forex)
A credit union serves a defined membership in one area and does not sell international business banking.

Sources

Built on public information and the BankStore team's own aggregated experience; no confidential client or partner data. Bank Index and BankStore are not banks. This is information, not financial advice.